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Financing Options Overview3 / 12

Vendor Financing & Lease-to-Own

Equipment suppliers offer financing; low upfront cost, higher total cost.

10 min read · Jacob Willis, Net Zero Lead · Last reviewed July 2026


Equipment suppliers often offer to finance the very equipment they sell - letting an organisation acquire efficient plant with little or no upfront capital. Vendor finance and leasing are accessible, common routes that sidestep the capital-budget constraint.

In this lesson

  • 01The capital obstacle
  • 02Leasing
  • 03Vendor financing
  • 04Paying from the savings
  • 05Advantages
  • 06Disadvantages and cautions
  • 07Where they fit
  • 08Sources and further reading